Who We Serve

How We Help Fee-Only Advisors Protect Their Clients

Fiduciary-Aligned Life Insurance Support with Expertise, Independence, and Long-Term Stewardship

RIAs like you serve as a fiduciary—your clients trust you to guide them in every area of their financial lives, including insurance. But evaluating life insurance products without internal bias or product-pushing is rare in the industry.

That’s where we come in.

We partner with fee-only advisors to ensure your clients receive expert, independent, and long-term support around life insurance—without getting sold something they don’t need.

What We Do for Your Clients

Act as a Fiduciary-Aligned Insurance Partner

We don’t sell products—we provide advice, due diligence, and clarity. Our job is to help your clients understand their options and make informed decisions that align with their broader financial goals.

Deliver Deep Expertise in Advanced Insurance Planning

We see thousands of cases every year. That volume gives us unique insight into product structure, underwriting dynamics, and pricing variables that most advisors simply don’t have access to. We go far beyond quoting premiums—we identify the pitfalls hidden in many policies, avoid unnecessary complexity, and structure solutions optimized for your client’s specific goals.

Remain Fully Independent Across the Entire Market

We aren’t tied to any one carrier. Instead, we shop your client’s case across all of the top-rated insurance companies, ensuring we secure the best pricing, underwriting offer, and product fit available in the market. This independence lets us act in your client’s best interest, not ours.

Offer Ongoing Policy Tracking and Stewardship

Life insurance isn’t “set it and forget it.” We maintain a comprehensive database of every policy we place and proactively review them over time. Our dedicated policy management team ensures that your client’s policy is performing as expected—and we flag any issues early so they can be corrected.

Provide Comprehensive Reviews of Existing Coverage

We review in-force policies with an objective lens, looking for risks such as underperformance, unnecessary riders, or looming lapses. If the existing policy is solid, we’ll say so. If it isn’t, we’ll explain why—and offer solutions.

Support the Entire Process, Start to Finish

We manage everything—from product selection and illustration to application, underwriting, trust coordination, and ongoing policy support. You get a seamless experience, and your client gets the highest level of care.

Equip You with Documentation and Transparency

You’ll always receive clear documentation, rationale behind recommendations, and full disclosure of any compensation. No surprises. Just alignment with your fiduciary values.

Our Qualifications

Advisor’s Resource Company was founded by both a Certified Financial Planner (CFP) and a Fellow of the Society of Actuaries (FSA). Our years of experience in the financial services industry have enabled us to develop strong relationships with vetted specialists who allow us to provide you and your clients with the advice that you both deserve.

As your financial architect, we help to build a team filled with the expertise you need to succeed. We work with your current team of advisors; we do not try to replace them.

Why Fee-Only Advisors Trust Us

Expertise

We know what matters beyond premiums—product structure, funding design, tax treatment, trust integration, and long-term viability.

Independence

We advocate for your client, not a carrier. That means unbiased recommendations and competitive offers.

Policy Tracking

We’re still here after the sale. Your clients get a system of support, not a one-time transaction.

A Better Life Insurance Experience for Your Clients

If you’re looking for a life insurance partner who works like you do—with professionalism, objectivity, and a focus on client well-being—let’s talk. We’ll help you evaluate current coverage, plan for future needs, and ensure your clients are never left wondering if they made the right insurance decision.