A person’s 20’s are a decade of great personal and professional development. Oftentimes, major life milestones sneak up, taking a budding young professional by surprise. While a young individual might currently be single and childless, that could change, and relatively soon. As people generally begin to settle down in their late 20s and early-to-mid-30s, their mindsets and priorities begin to switch. Suddenly there are spouses and children to think of and protect. However, by waiting until they’re older, a person could potentially encounter higher premiums. By purchasing life insurance at a young age, young professionals can generally expect to get less expensive coverage.