There are many ways you can accumulate cash. Some of the more common ways are taxable investments, deferred investments, and retirement plans. An alternative approach is to use a Life Insurance Retirement Plan (LIRP).
A LIRP plan is a life insurance policy (typically an IUL) that is designed to maximize cash value. This is done by reducing the death benefit to the lowest level while maintaining the tax benefits of life insurance. This will create the maximum amount of tax free income to be used during retirement.
Our proprietary proposal system will give you a customized proposal that demonstrates the power of the LIRP strategy. It will walk your client through their options and clearly show the advantage that life insurance has when you consider the impact of taxes.
Our proprietary proposal system takes the LIRP concept and brands it to your firm. You can select the demographic images, and the color scheme will match your branded colors.
If you have an active case, you can request a customized proposal for your clients by clicking the button below.
If you would like to discuss this or any of our other strategies, feel free to set up a time to connect with our team.