Life insurance is a valuable financial planning solution that often requires large premium payments. Cash flow can become an issue. Many people find themselves asset rich, but cash poor. Their assets are illiquid. If that is your issue when considering the purchase of life insurance, it will more than likely be an issue for your family or business if you were to die prematurely – unless you have taken the steps necessary to implement a solid financial plan.
The Leveraged Deferred Compensation Strategy (LDCS) utilizes an Indexed Universal Life (IUL) contract offered by a top tier insurance company domiciled in the United States. In addition to a permanent death benefit, this strategy leverages loans from the policy’s cash value to provide tax-free income in retirement.