Why do financial “gurus” and advisors recommend ‘buying term and investing the difference?’:
A cash value life insurance policy, specifically an IUL, can be designed to maximize cash value. This is done by reducing the death benefit to the lowest level while maintaining the tax benefits of life insurance. This will create the maximum amount of tax free income to be used during retirement.
Our proprietary proposal system will give you a customized proposal that demonstrates the power of this strategy. It will walk your client through their options and clearly show the advantage that cash value life life insurance may have over simple term insurance.
Our proprietary proposal system takes this strategy and brands it to your firm. You can select the demographic images, and the color scheme will match your branded colors.
If you have an active case, you can request a customized proposal for your clients by clicking the button below.
If you would like to discuss this or any of our other strategies, feel free to set up a time to connect with our team.